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Real questions. Clear explanations. A growing collection of lessons for the moves you want to make next.

Learning to Trade · Beginner guide

Introduction to forex

Forex is the exchange of one currency for another.

Learning to Trade · Beginner guide

Currency pairs

A forex price compares two currencies.

Learning to Trade · Beginner guide

Base currency and quote currency

The first currency in a pair is the base.

Learning to Trade · Beginner guide

Pips

A pip is a conventional small unit of price movement.

Learning to Trade · Beginner guide

Spreads

The bid is the price at which you can sell and the ask is the price at which you can buy.

Learning to Trade · Beginner guide

Candlesticks

A candle summarizes opening, high, low and closing prices over a chosen period.

Learning to Trade · Beginner guide

Timeframes

A chart timeframe determines how much time one candle represents.

Learning to Trade · Beginner guide

Trends

A trend describes a directional pattern in past price movement.

Learning to Trade · Beginner guide

Support and resistance

Support is an area where buying has previously slowed a decline.

Learning to Trade · Beginner guide

Leverage

Leverage creates exposure larger than the money committed to a position.

Learning to Trade · Beginner guide

Margin

Margin is money a provider requires to support a leveraged position.

Learning to Trade · Beginner guide

Risk management

Risk management starts by accepting that any trade can lose.

Learning to Trade · Beginner guide

Demo trading

A demo account uses simulated funds to practice platform mechanics and a written process.

Learning to Trade · Beginner guide

Trading journals

A journal records a plan, the action taken and a review of what happened.

Money Made Simple · Beginner guide

How credit reports work

A credit report is a record of reported borrowing and repayment activity.

Money Made Simple · Beginner guide

Credit scores

A credit score is a model’s estimate of credit risk based on report data.

Money Made Simple · Beginner guide

Payment history

Payment history records whether obligations were paid as agreed.

Money Made Simple · Beginner guide

Credit utilization

Utilization compares reported revolving balances with credit limits.

Money Made Simple · Beginner guide

Credit inquiries

A hard inquiry usually happens when a lender reviews credit for an application and may affect scores.

Money Made Simple · Beginner guide

Credit mix

Credit mix refers to the kinds of credit accounts in a report, such as revolving cards and installment loans.

Money Made Simple · Beginner guide

Collections

A collection may occur when a creditor or collector seeks payment on a debt.

Money Made Simple · Beginner guide

Interest rates

Interest is a cost of borrowing.

Money Made Simple · Beginner guide

Minimum payments

A minimum payment is the smallest required payment shown on a statement.

Money Made Simple · Beginner guide

Responsible credit usage

Responsible use means borrowing within a budget, checking statements and understanding terms before applying.

Money Made Simple · Beginner guide

Credit myths

Common myths include needing to carry a balance, checking your own score being harmful, and every lender using the same score.

Build The Block · Beginner guide

Starting a business

Start with a problem you can help solve, a specific customer and a manageable way to test demand.

Build The Block · Beginner guide

Finding customers

Identify who has the problem, where they look for help and how they decide.

Build The Block · Beginner guide

Creating offers

An offer explains the outcome, deliverables, scope, price and terms.

Build The Block · Beginner guide

Marketing

Marketing helps the right people understand your offer and decide whether to engage.

Build The Block · Beginner guide

Sales

Sales is a conversation about fit, needs, scope and terms.

Build The Block · Beginner guide

Revenue versus profit

Revenue is money earned from sales before expenses.

Build The Block · Beginner guide

Cash flow

Cash flow is the timing and movement of money in and out.

Build The Block · Beginner guide

Business budgeting

A budget is a practical plan for income, expenses and reserves.

Build The Block · Beginner guide

Business operations

Operations are the repeatable steps that turn a sale into delivered work.

Build The Block · Beginner guide

Business funding fundamentals

Funding can come from savings, customer revenue, suitable grants, investors or borrowing.

Build The Block · Beginner guide

Responsible business credit

Business credit can help manage payment timing, but it creates repayment obligations.

Old Koufax vs. New Koufax · Series introduction

Old thinking. New decisions.

Comedy and conversations about the money habits we’re learning to question.

Real Koufax: The Rebuild · Series introduction

The process of starting over.

A real rebuilding journey, shared as it unfolds. No invented milestones.

Your next chapter starts with learning

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